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Instructions & Forms

MVP Participant Election Form

Complete this form to contribute either a percentage or flat dollar amount of your compensation to the retirement plan. The amount you elect to contribute can either be on a pre-tax basis or after-tax basis.

MVP Online Enrollment

The "How To" for enrolling in your company's Retirement plan. The online wizard will walk you through each enrollment step.

MVP Beneficiary Designation

Change or assign a beneficiary

Investment Fund Options

To view investment options available - Log into MVP -> Learn ->Advice & Performance -> Investment Performance -> Click into fund name or ticker to review it's focus & historical performance


Plan Notices

06/2025 Fund Lineup Change & Default Investment Notices

2024 Summary Annual Report

Fee & Investment Notice - 12/31/2024

This report outlines the Designated Investment Alternatives (throughout this report referred to as investment options or just options) available to you in the Plan, provides some account management information, and explains the fees and expenses that may apply to your account.

Safe Harbor Employer Contribution Notice (2025 Plan Year)

Fee and Investment Notice - 12/31/2023

This report outlines the Designated Investment Alternatives (throughout this report referred to as investment options or just options) available to you in the Plan, provides some account management information, and explains the fees and expenses that may apply to your account.

Notice of Default Investments (QDIA)

2024 Fee & Investment Notice

2023 Summary Annual Report

2022 Fee and Investment Notice

2022 Notice of Default Investments (QDIA)

Profit-Sharing Plan & Trust

2022 Safe Harbor Notice

Explains 2022 Safe Harbor Employer Contributions

2021 Plan Fee Disclosure

Managing Your Plan Fees & Expenses

2020 Plan Fee Disclosure

Managing Your Plan Fees & Expenses

2020 Notice of Default Investments (QDIA)

Profit-Sharing Plan & Trust

2020 Safe Harbor Notice

Explains 2020 Safe Harbor Employer Contributions

2019 Safe Harbor Notice

Explains 2019 Safe Harbor Employer Contributions

2018 SAR Report

Summary Annual Report for PhotoBiz, LLC 401k Profit Sharing Plan & Trust

Notice of Default Investments (QDIA)

Profit Sharing Plan & Trust

2018 Safe Harbor Notice

Explains 2018 Safe Harbor Employer Contributions

Notice of Default Investments (QDIA)

Profit Sharing Plan & Trust

2017 SAR Report

This is a Summary Annual Report for PhotoBiz, LLC 401k Profit Sharing Plan & Trust

2017 Safe Harbor Notice

Explains 2017 Safe Harbor Employer Contributions

2016 Safe Harbor Notice

Explains 2016 Safe Harbor Employer Contributions

2014 SAR Report

This is a Summary Annual report for Photobiz, LLC 401k profit sharing Plan & Trust

QDIA 2017

Explains the investment all monies will be defaulted into if no elections made.

2019 SAR REPORT

Summary Annual Report for PhotoBiz, LLC 401k Profit Sharing Plan & Trust

QDIA December 1, 2016

Explains the investment all monies will be defaulted into if no elections made.


Plan Documents

Basic Plan Document

Complete Package of the entire BPD on the 401K plan. DC-BPD-#03

401K Adoption Agreement 1/2015

Updated PhotoBiz, llc 401K Profit sharing Agreement revised 1/1/2015

IRS Determination Letter

PhotoBiz, LLC IRS acceptance letter dated 4/02/2012

Hardship Distribution Interim Amendment

401K Summary Plan

Summary Plan Description for PhotoBiz, Zibster, LLC and Bizzerdev, LLC

Crafted by PhotoBiz
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